What Is Insurance?How Many Types Of Insurance?What are the benefits of getting insurance?What are the disadvantages of taking insurance?

What Is Insurance?


What Is Insurance?What are the disadvantages of taking insurance?What are the benefits of getting insurance?How Many Types Of Insurance?
What Is Insurance?What are the disadvantages of taking insurance?


 A loss guaranteed by a company to help you or your family over an accident or date means that insurance directly means to compensate for any of your losses, such as if you have insured your life. If you become an accident, then the life insurance company compensates you for your loss, in which you become paid if you become disabled or die or you become a simple accident, which depends on your insurance policy.


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The more the amount that your insurance policy is, the more you get cover, nowadays almost everything is being insured, every thing has a different policy, in this it is told that how much loss you are compensated for the loss Everything is told according to the policy. 


If you want to check the policy score of a different company, then you can go to policybazaar.com and by visiting this website you can check the insurance policy of any company. And other companies can also reduce those policies with it, let's talk about B What is the type of insurance? There are many types of insurance and everyone's plans and policies are also different.


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How Many Types Of Insurance?

 Life insurance. First, every person in life who takes this policy, after his death, his family or whichever nominee he has chosen is paid to the fort of that person according to his policy. Let's get it done so that if anything happens to them, their family gets some payment and can make their life easier.


Life insurance. 

The first thing is that every person who takes this policy in life, after his death, his family or whichever nominee he has chosen is paid to the fort of that person according to his policy. Let's get it done so that if they do something, then their family gets some payment and can make their life easier.


 Medical or Health Insurance. 

A limited payment is deposited in it and if the person who has taken this policy gets a disease, then the insurance company takes all the expenses for this insurance policy because it is very important Also, the health of human being gets worsened every year, so in such a policy, the company also spends regular check ups every year, nowadays, the food gets spoiled due to drinking. It is a common thing to know that if you have health insurance, then you can avoid medical expenses, medical expenses and operation are included in the medical, then the cost of operation is also included.


 Auto Insurance… 

Nowadays almost everyone has a motorcycle or car, so it is very important to get a vehicle policy if your car is an accident or your car is stolen, then the insurance company will give you, your car, of getting the repair claims to meet the expenses of the incident.


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Third party insurance is also done for some vehicles, in which the driver or the pedestrians can claim the insurance, it is also very important. Because we buy a car by collecting so much hard work and if someone becomes an accident then you need separate money to fix it, so if you have insurance for your car. Got it done. So the insurance company gives the full cover.


 Home insurance. 

The home insurance policies are made according to the building material of your house. In insurance, the insurance company claims the house or the contents of the house in case of any damage to your house if your house is on fire or Then someone becomes an accident or if your goods are stolen or any kind of accident happens, then the company claims you.


 Travel Insurance. 

If you keep travelling very much or if you keep coming with your family somewhere, then travel insurance is not very important for you if you travel somewhere and you have an accident If it goes, the insurance company will compensate it.


Crop Insurance. 

This insurance was also made for special farmers, this insurance must be made by every farmer on every crop, because there is no confidence in the weather that when there is any objection to your crop, if you insure your crop. If you get it done, you can cultivate it without worry, if your crop gets spoiled due to rain or any other reason, then the insurance company compensates you for the loss.


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 Pet Insurance. 

You can get any pet in your house if you keep a cow or buffalo in your house, you can insure them and if you keep a dog, you can also insure it. Huh.


 Apart from insurance, there are many other things like political risk is done and marriage is also insured.


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 What are the benefits of getting insurance?


  People provide insurance so that the company compensates for any loss they may have, whatever is called insurance, if the house is damaged or stolen, then the insurance company compensates them in the same way. 

If an accident happens to you, or if you die, then your family does not have any income source, then life insurance is very beneficial in that condition.


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 In the same way, if you have a car or bike and it becomes an accident, the company is reimbursed for the loss incurred in the accident.


Vehicle insurance is generally of two types 1 Third Party Insurance 2 Flower Party Insurance.


1. Third Party Insurance. 

In third party insurance, if the third person is an accident from your car or bike, then the company claims him.

2. Full party insurance. 

In full party insurance, the company compensates both you and the loss of that third person, in which your car bike driver covers all.


 There is another benefit of taking insurance, if you take a loan for the policy, then that income is tax-free.


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 On one hand, there are many benefits of taking an insurance, on the other hand, there are some disadvantages of taking insurance.


 What are the disadvantages of taking insurance?


  •  First, you have to pay till the end of the policy, only then you can claim.
  •  The second disadvantage is that if you surrender the policy, that is, you want to return your policy, then you will not get the full money as you have given.
  •  The third disadvantage is that there are no money returns in life insurance, that is, if you have done any life insurance, then later if your mood changes, then if you want to return life insurance then you will not get the money back.
  •  The fourth disadvantage is that if you have medical or health insurance, then you have to get it renewed every four years, that is, if you have to get health medical insurance for 1 year, then if you have not suffered any disease then you can not claim anything. You will find that all the money you have spent will be wasted. Similarly, next year you will have to take the same health or medical insurance again. The earlier one has expired in 1 year.

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